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Mortgage Banks Push Nigeria to Fast-Track MREIF Housing Finance

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Nigeria’s mortgage lenders want the government to accelerate MREIF as high financing costs continue to restrict homeownership. Faster implementation could unlock cheaper, longer-term mortgages while giving developers stronger demand for new housing.

Nigeria’s mortgage banks are urging the government to accelerate implementation of the Ministry of Finance Real Estate Investment Fund (MREIF) to expand affordable housing finance. Industry stakeholders say faster deployment could provide mortgage institutions with sustainable long-term funding and ease one of the biggest barriers to homeownership.

A fully operational MREIF could allow lenders to offer longer repayment periods and more affordable mortgage products, while strengthening confidence in Nigeria’s housing finance market. Lower-cost funding could also stimulate residential construction by giving developers stronger demand from mortgage-backed buyers.

The fund could ultimately deepen Nigeria’s secondary mortgage market and attract institutional capital, but its impact will depend on how quickly and effectively it is deployed.

Read the full story at Nigeria Housing Market(opens in new tab)

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